Let me confess first. It isn’t going great for me. I have gained a few pounds, I have not been walking, and have yet to get completely serious about reducing debt. But I am back on a plan.

I have long known that I need structure. That is why Weight Watchers works for me as a weight management tool. As a Lifetime WW member, I must weigh in once a calendar month and not gain more than two pounds over my goal weight to maintain my Lifetime status. If I meet these criteria, I can attend WW meetings and take advantage of all of its offerings without paying. If I do not meet those criteria, I must start paying to participate. That alone is an incentive for me to work the plan. But once again here I am at the end of the month, having to drastically reduce my caloric intake to meet my goal in the next few days. And as you know, February is a short month!

My walking plan has suffered due to the cold weather. Now that is an excuse. I can walk in cold weather, although I prefer not to. Then I can get myself to an indoor mall, which I have not done. But I did start my walking routine yesterday. Since I have only one day of success, I can’t brag about this progress. But we know that getting started is the hardest part. It seems that due to some other priorities, I will miss today. That means I will need to walk twice another day!

Regarding debt reduction, that is actually going better than my weight and exercise. I am no longer charging certain items, such as groceries, on a credit card that isn’t paid off each month. In fact, I am not charging anything on a credit card that isn’t paid off each month. As I have mentioned previously, the changes needed to reduce my debt, eventually eliminating it, will be tough. It is tough. But so am I.

How is it going for you with your New Year’s Resolutions/Commitments? I hope that you are excelling! If, however, you are like me and have not made as much progress as you want, it is time to get serious. With the end of February approaching quickly, we have ten months left in this year.

Where do you want to be at the end of 2024? Go back and review your commitments to yourself. Decide what needs to change.

And as Nike says, “Just Do It!”